Medicare Fraud: Protecting Yourself in Sussex County, Delaware

Medicare fraud is a growing concern for seniors, even in our serene coastal neighborhoods. Fraudsters can target anyone, and even the most careful individuals may find themselves victims. Just ask Pat, a local senior, who recently discovered unauthorized claims on their Medicare Summary Notice.

Pat’s Experience

Pat received their Medicare Summary Notice for Part B, detailing claims processed between June and October 2025. To their shock, four claims appeared for large quantities of medical supplies they’d never ordered—specifically, 300 intermittent urinary catheters each month for four months. The claims totaled $9,000, of which Medicare paid over $5,100. Pat acted quickly upon discovering this:

  • First, they contacted Medicare right away. The representative forwarded their case to the Medicare Fraud Department and advised Pat not to reach out directly to the supplier or provider.
  • Second, Pat reported the incident to their Medicare Supplement insurer, who agreed to flag the case and monitor for future fraudulent claims.

Pat also switched to monthly electronic Medicare Summary Notices instead of waiting for mailed quarterly updates. This way, they could catch suspicious activity sooner.

Steps You Can Take

  1. Closely read your Medicare statements. Check every claim for unfamiliar providers, supplies, or services.
  2. Create a Medicare account at Medicare.gov/account. Subscribe to monthly summary notices online for faster updates.
  3. Report suspected fraud immediately. Contact Medicare directly if you notice unusual claims:
  4. Notify your Medicare Supplement or other insurer when fraud occurs. This helps ensure no additional payments are processed.
  5. Protect your Medicare number. Only share it with trusted providers; don’t carry your Medicare card unless you need it for appointments.

Warning Signs to Watch For

  • Claims for products/services you didn’t order or receive
  • Unexpected calls or emails requesting your Medicare information
  • Suppliers offering free equipment “if you provide your Medicare number”

If you suspect fraud, never contact the supplier or provider directly—let Medicare’s fraud investigators handle it.

Protect yourself. Stay vigilant. Don’t hesitate to reach out for help from trusted sources—your peace of mind matters!

Remember: You’re not alone. If you or a loved one is confused by Medicare paperwork, notices, or fraud concerns, we are here to help you navigate your options. Let us help guide you through the Medicare maze.

One-on-One Help:
If you’d like confidential advice or to set up an appointment, click here to schedule. Our partners at AE Medicare Solutions are ready to answer your questions and help design the right Medicare strategy for your future.

Protect yourself. Stay vigilant. Don’t hesitate to reach out for help—your peace of mind matters!


Len, the Delaware Retiree Advisor, is a Certified Financial Planner® with over 30 years’ experience navigating the complexities of Financial Planning and Retirement Planning. As the founder of The Delaware Retiree Connection, and the director and owner of Dedicated Financial, Len offers his wealth of experience to guide others through the mire of Financial and Retirement Planning.  As a Certified Life Coach, he pairs his financial expertise with a heart to help others who want to make the most of their retirement plan.

Investment Advisory Services are offered through Turner Financial Group, Inc., an SEC Registered Investment Advisory Firm. Insurance products and services are offered through individually licensed and appointed agents in appropriate jurisdictions. Leonard Hayduchok NJ License #9243813, Dedicated Financial Services LLC, NJ License #1663601, Leonard Hayduchok, DE License # 1331748; Dedicated Financial Services LLC, DE License # 3000323897. CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S.

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